Small Business & Self-Employed Tax Preparation
Built for 1099s, Contractors, and Local Business Owners
Being self-employed or running a small business means more responsibility — and many more deductions than most people realize. For 40 years, AmeriFile has helped Quad Cities business owners, contractors, and 1099 earners legally reduce taxable income by taking advantage of every deduction available.
Too many self-employed taxpayers overpay because deductions are missed or misunderstood. At AmeriFile, we know where to look — whether you’re a sole proprietor, independent contractor, gig worker, or small business owner.
You don’t just file with us.
You plan with us.
How AmeriFile Helps Reduce Your Tax Bill
We go far beyond basic filing to make sure your income is reported correctly and your expenses are fully captured, including:
🚗 Mileage and vehicle expenses
🧾 Depreciation of vehicles, equipment, and tools
✈️ Business travel and meals
📱 Cell phone and internet used for business
🏠 Home office deductions
🩺 Self-employed health insurance
💻 Software, subscriptions, and office supplies
🛠️ Tools, uniforms, and work equipment
📊 Quarterly estimated tax planning
💰 Self-employment tax reduction strategies
Every situation is different — that’s why your return is personally reviewed, not rushed or automated.
Why Self-Employed Quad Citians Choose AmeriFile
🏆 40 years of small business tax experience
📍 Local experts who understand Quad Cities businesses
🧠 Deep knowledge of 1099 and Schedule C rules
📞 One-on-one review before anything is filed
💸 Focused on legally lowering your tax bill
🏠 In-person, drive-through, or secure upload options
📆 Year-round support, not just during tax season
Built for How You Work
Whether you walk in, drive up, or upload your documents, your return is prepared by the same AmeriFile professionals who have helped thousands of local business owners keep more of what they earn since 1986.
If you’re self-employed, how you file matters.
AmeriFile makes sure it’s done right.
For 40 years, AmeriFile has been trusted by more Quad Citians than anyone except H&R Block/national tax chains!
AmeriFile has provided fast, accurate, and affordable tax preparation for families and small businesses in the Quad Cities — including Moline, Davenport, Rock Island, Bettendorf, East Moline, Silvis, Eldridge, Milan and more.
We’ve filed more than 375,000 tax returns here in the Q.C., apply every new tax law we legally can, and make sure the IRS receives a clean, accurate return so you don’t have to sweat letters, mistakes, or delays.
Small Business & Self-Employed FAQs
Who is considered self-employed for tax purposes?
If you received a 1099, run a small business, are a sole proprietor, contractor, freelancer, or gig worker, you are considered self-employed and typically file a Schedule C with your tax return.
Why are self-employed taxes more complicated?
Self-employed taxpayers are responsible for:
Tracking income and expenses
Paying self-employment tax
Taking advantage of deductions that reduce taxable income
Missing deductions or filing incorrectly can mean overpaying or triggering IRS issues.
Can AmeriFile really help lower my tax bill?
Yes. Our job is to legally reduce taxable income by applying all available deductions and strategies allowed by law. Every return is personally reviewed to ensure nothing is missed.
Do you help with quarterly estimated taxes?
Yes. We help self-employed clients understand and plan for quarterly estimated tax payments to avoid penalties and surprises.
What if my income or expenses are disorganized?
That’s common — and not a problem. We’ll help you organize what you have and guide you on what’s needed. You don’t have to be perfect to get professional help.
Do self-employed clients get all AmeriFile benefits?
Yes. You receive all AmeriFile benefits, including:
Competitive pricing (often half the price of national chains)
Free birthday gift pack
$5 donated to local animal shelters*
Year-round support if questions come up later
OUR TAX PREP SERVICES
Personal Tax Preparation (1040)
W2 income, Social Security, retirement, unemployment, child tax credit, earned income tax credit, dependence, standard and itemized deduction, and more.
Small Business & Self Employed Taxes
1099’s, Schedule C, contractors, freelancers, rideshare, gig workers, Rentals, K-1 Income, SE tax, Mileage deduction, Self employed health insurance, depreciation, and more.
ELECTRONIC FILING
We electronically file every eligible tax return for the fastest possible IRS refund. Refunds arrive within 10 to 21 days with most arriving closer to the ten days with AmeriFile.
Drive-Thru Tax Drop Off
A Quad City original. The fastest most convenient way to get your taxes done Without an appointment. Stay safe and warm in your car, drop off your tax docs at the window, and go about your day.
Secure Online Upload
Upload your documents from your phone or laptop dash secure and encrypted. Do your taxes without leaving your home. AmeriFile has perfected this convenient option
Pay Nothing Upfront
Short on cash but need your taxes prepared? No upfront fees. Your tax fee comes directly out of your refund.
IRS HELP
Whether we prepared your taxes or not, AmeriFile can help with any IRS letters or inquiries.
What’s Included in Our Tax Preparation Service
We handle ANY TAX SITUATION with a C.P.A, Enrolled Agent, and AFSP Tax Preparers on staff. We take the team approach to completing your taxes. You may be working with the founder Jim preparing your taxes. We are constantly bouncing ideas and scenarios off of each other, drawing on each other’s experience to get you to the most accurate tax return possible!
• Personal tax returns (1040)
• Small business and self-employed returns
• Federal and All state returns
• W-2, 1099, retirement, Social Security income
• Child tax credit, Earned Income Credit, education credits
• Prior-year and late returns
• Amended returns
• Electronic filing (e-file) for the fastest possible refund
• Help with IRS or state tax letters, if they show up later
“They do it all! They asked me questions I had never thought of and got me the biggest refund in years! I will only trust Jim and his great staff with my taxes”
HOW TO GET STARTED WITH AMERIFILE!
1. Collect your tax documents
W-2s, 1099s, last year’s return, and anything else you think might matter. Use our checklist on our organizer envelope (view here). Don’t worry, when we review your taxes we will help you get anything you may have missed!
2. Choose how to get them to us (3 Convenient Options)
• Drive-through drop-off at our Moline location
• In-person appointment at Moline or Davenport
• Secure online upload from your phone or computer
3. We prepare and e-file your return
We apply every new tax law we legally can to get you the biggest refund possible, while making sure the IRS receives an accurate, clean return so you don’t have to worry about letters or mistakes!